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Foremost® Insurance Expands Dwelling Fire Program in Arizona

GRAND RAPIDS , Michigan – Foremost Insurance Group is pleased to announce the expansion of its Dwelling Fire program in Arizona effective September 1, 2009. Foremost is positioned to write a broad spectrum of landlord and rental property customers with the coverages customers want, lowering rates and offering new, larger discounts.

Typically known as the solution for hard-to-place landlord and owner-occupied properties, Foremost enhanced this program to include standard and preferred business.

“We've improved our competitive position in the market, so we're not just limited to non-standard business anymore,” says Rodney Ellisor, Foremost zone executive director. “We've also provided numerous discounts, so the program is an excellent new business tool for agents.”

With Foremost’s broadened underwriting, the company now accepts:

  • Vacation rental properties
  • Homes with open foundations
  • Customers who have had a lapse in coverage

Some of the changes to the Dwelling Fire program include: 

  • Homes up to 15 years old may qualify for an Age-of-Home discount up to 25%.
  • Financial responsibility scores are now being applied to Rental business. The discount for a Superior Financial Responsibility score is 25%. Surcharges may apply for lower scores.
  • Owners with another Foremost, Farmers®, Bristol West® or Zurich® policy may qualify for a discount.
  • Owners using a Property Management Company may receive a discount.
  • Landlord Association members may receive a discount.