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Foremost Insurance Expands Dwelling Fire Program in California

GRAND RAPIDS , Michigan –Foremost Insurance Group is pleased to announce the expansion of its Dwelling Fire program in California. Effective July 1, 2009, Foremost introduces new Dwelling Fire policies and endorsements specifically designed for the unique needs of landlord, owner-occupied or vacant properties. Now Foremost is positioned to write a broader spectrum of landlord and rental property customers and is offering more coverages.

All new business will be written on new Dwelling Fire One or Dwelling Fire Three policies, while current customers will be moved into the new program at renewal.
 
“We have the broadest appetite in the marketplace and we specialize in this business,” says Rodney Ellisor, Foremost zone executive director. “Our pricing, product and claims processes are all focused on providing the most competitive and valuable product for policyholders and agents.”

Some of the changes to the Dwelling Fire program include: 

  • Personal Injury coverage is now available.
  • $1 million Liability limits are now available.
  • An optional Repair Cost Endorsement, which provides a repair cost settlement on Coverage A partial losses, is now available.
  • Theft coverage is available up to $5,000 in increments of $1,000.
  • Owners with another Foremost, Farmers®, Bristol West® or Zurich® policy may qualify for a discount.